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Debt settlement is what happens when you negotiate a payoff for less than the total balance you owe on a debt.The lower payoff amount will be something the creditor or debt collector agrees to document and accept from you as payment in full.Credit cards are the most common type of debt that can be negotiated and settled for less than the total balance owed.
You will find guides related to settling business debts, medical bills, personal loans, and more, throughout the site.
Once you complete your review of our debt settlement guide, you will know more than the majority of sales people who are the front line for selling debt negotiation to the public.
CRN advocates settling credit card debt as a personal financial solution.
Settling credit card bills, and other debts you cannot afford to keep up with paying, is a pretty straight forward concept.
And so is determining whether settling with creditors and collectors is right for you.
This recommendation includes any of you reading who may have committed to settling credit card debts that you stopped paying some time ago.